Age Restriction Our website and services are directed to people from the ages of 18 and above. We do not knowingly engage in people younger than the age of 18. Intellectual Property Unless otherwise stated, zipwallet and/or its licensors own the intellectual property rights and materials on the website subject to the license below. We do not grant you any right, license, title or interest to any of our intellectual Property rights which you may or may not have access to. You agree to take such actions including any legal or official document or other documents that may be needed to further affirm our intellectual property rights. License to Use Our Website We grant you a non-assignable, non-exclusive and revocable license to use the software provided as part of our services in the manner permitted by these Terms. This license grant includes all updates, upgrades, new versions and replacement software for you to use in connection with our services. The services are protected by copyright, trademark, and other laws of both Kenya and foreign countries. Nothing in this Term gives you a right to use the zipwallet name or any of zipwallet’s trademarks, logos, domain names, and other distinctive brand features. All right, title and interest in and to the services are and will remain the exclusive property of zipwallet and its licensors. If you do not comply with all the provisions, then you will be liable for all resulting damages suffered by you, zipwallet and all third parties. Unless otherwise provided by applicable law, you agree not to alter, re-design, reproduce, adapt, display, distribute, translate, disassemble, reverse engineer, or otherwise attempt to create any source code that is derived from the software. Any feedback, comments, or suggestions you may provide to us and our services is entirely voluntary and we will be free to use such feedback, comments or suggestion as we see fit without any obligation to you. Who May Use Our Services? You may use the Services only if you agree to form a binding contract with zipwallet and are not a person barred from receiving services under the laws of the applicable jurisdiction. If you are accepting these Terms and using the Services on behalf of a company, business, or organization, you represent and warrant that you are authorized to do so.
These Terms shall be interpreted and governed in accordance with the Laws of Kenya and you submit to the non-exclusive jurisdiction of the State and Courts located in Kenya for the resolution of any dispute.General We may revise these Terms from time to time. The changes will not be retroactive, and the most current version of the Terms which will always be on https://zipwalletpay.com/termsandprivacypolicy.html will govern our relationship with you. We will also try to notify you of any material changes which could be done via email associated with your account or service notification. By continuing to use our services after the changes become effective, you agree to be bound by the revised Terms. In the event that any of these Terms is held to be invalid or unenforceable, then that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full effect. zipwallet’s failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. PROHIBITED AND REQUIRING PRE-APPROVAL MERCHANT TYPES MERCHANTS REQUIRING PRE-APPROVAL zipwallet shall not solicit or sign agreements with merchants or sub-merchants (i) in any of the following categories/businesses, or (ii) engaging in any of the following activities unless the zipwallet is entering into a broad-based program with a recognized referral, technology or marketplace partner that specializes in these types of activities or businesses and such program is pre-approved by zipwallet in its sole discretion: Age Restricted Products or Services. Any Sub-merchant where the anticipated % of International Card Sales is expected to be greater than 20% of total sales. Bail Bond Services or Bankruptcy Lawyers. Crowd Sourced Fundraising, as defined by zipwallet from time to time, except however, Crowd Sourced Fundraising shall not be allowed for the purchase of stock or equity, a promise made to deliver a good or service in the future, or there is no consideration in return for the payment or donation. Dating Services. NGO / Charities. Money Transfer, Wire Transfers, Money Orders, Transmitters, and Check Cashing including merchants unless registered and licensed as a Money Service Business or Money Transfer Operator. Payment Facilitators (unless Registered & Licensed) Personal Enhancement Products and/or Nutraceuticals. PROHIBITED SUB-MERCHANTS zipwallet shall not solicit or sign agreements with merchants or sub-merchants (i) in any of the following categories/businesses, or (ii) engaging in any of the following activities as may be updated by zipwallet in its sole discretion from time to time as they are Prohibited by zipwallet and/or the Card Brand rules: Any product, service or activity that is deceptive, unfair, predatory or prohibited by one or more Card Brands. Any Merchant selling goods or services that represent a violation of any law, statute or regulation. Any Merchant selling products that infringe on the intellectual property rights of others, including counterfeit goods or any product or service that infringes on the copyright, trademark or trade secrets of any third party, such as many Cyberlockers. Any Merchant accepting a card as payment for a dishonored check or for an item deemed uncollectible by another merchant. Any Merchant that accepts a card at a scrip-dispensing terminal. Adult entertainment and/or adult content websites including Electronic Commerce adult content (videotext) merchants that would include MCC’s 5967, 7273 and 7841. Bestiality.
- Brand or Reputational damaging, potential or otherwise, activities including Child Pornography, Escort Services, Mail Order Brides, Occult.
- Digital Wallet, Cryptocurrency or Prepaid Companies.
- Drug Paraphernalia.
- Firearms and weapons including Ammunition.
- Internet/Mail Order Pharmacies.
- Investment or “get rich quick” merchants, businesses or programs.
- Marijuana dispensaries and related products or services.
- Multi-Level Marketing Businesses.
- “Negative option” marketing, renewal, or continuity subscription practices; marketing activities involving low-dollar trails, “pay only for shipping,” and/or “free trial” periods after which a credit card is charged periodically and/or a significantly larger amount.
- Pawn Shops.
- Pseudo Pharmaceuticals.
- Psychics and “occult” businesses.
- Quasi-Cash or Stored Value.
- Substances designed to mimic illegal drugs.
- Transacting Virtual Currency or credits that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world.
We may revise these Terms from time to time. The changes will not be retroactive, and the most current version of the Terms which will always be on https://zipwalletpay.com/termsandprivacypolicy.html will govern our relationship with you. We will also try to notify you of any material changes which could be done via email associated with your account or service notification. By continuing to use our services after the changes become effective, you agree to be bound by the revised Terms.